The Core engine for Digital Payment is a holistic collection of individual software that all come together and deliver a seamless experience to consumers who are constantly on the lookout for payments made easy.
Digital Lending Engine
Next-Gen digital lending platform based on AI, Data analytics and scoring algorithms. This platform can be integrated with existing technology available with banks, telecom companies, wallet technologies, and consumer lenders to improvise credit quality and acceptance rates.
Credit Decision Engine
Credit Scoring Engine is part of Loan Underwriting and Decision and comprises of two primary core features (Modeling and Decisioning)
Digital Payment Engine
eWallet
eKYC
Backoffice
Administration & Management
QR Service
Reconciliation & Settlement
Reports
Alerts
Digital Lending Engine
Customer onboarding and Servicing
Loan Disbursal
Loan Repayments
Loan Management system
Loan Operations
Credit Decision Engine
Modeling
Expert Weightage and Rule based Credit Model
Statistical Scoring Model
Decisioning
Digital Payment Engine
o eWallet
o eKYC
o Backoffice
o Administration & Management
o QR Service
o Reconciliation and Settlement
Digital Lending Engine
Credit Decision Engine
Bank
FIs
BFIs
MFIs
Mobile Network Operators
Integration Partners
Consumers
Digital Finance is the future of the financial services Industry. Drakma enables financial
services sector, mobile network operator sector to offer digital payment, digital lending
solution. Our key proposition is to enable multiple partners like banks, MFIs, BFIs etc.. to offer
Digital Payment and Digital Lending to banked and under-banked individuals.
Products / Services
Digital Payment Engine
The Core engine for Digital Payment is a holistic collection of individual software that all come together and deliver a seamless experience to consumers who are constantly on the lookout for payments made easy.
Core engine comprises of several functions with the principal function s being eWallet creation and anagement, eWallet payment acquiring and issuing, switching and validation complying to latest global industry standards, single window operation, Merchant management and MIS reports and alerting.
Digital Lending Engine
Next-Gen digital lending platform based on AI, Data analytics and scoring algorithms. This platform can be integrated with existing technology available with banks, telecom companies, wallet technologies, and consumer lenders to improvise credit quality and acceptance rates.
The solution leverages Big Data for offering Micro Credit, Automated Lending or Loan Origination Services
Credit Decision Engine
Credit Scoring/Decision Engine is part of Loan Underwriting and Decision and comprises of two primary core features (Modeling and Decisioning)
Modeling Sub-module provides the core features that are responsible for the creation of the credit model that would be used for generating the credit score. Ciredit modeling is a highly customized process where our engineering team will work with the institution in implementing a credit model as per the requirements of the bank and use cases.
Credit Model can be Statistical (AI/ML) or Expert Weightage and Rule based.
