Next-Gen digital lending platform based on AI, Data analytics and scoring algorithms. This platform can be integrated with existing technology available with banks, telecom companies, wallet technologies, and consumer lenders to improvise credit quality and acceptance rates.
The solution leverages Big Data for offering Micro Credit, Automated Lending or Loan Origination Services
AI/ML based document validating, credit scoring, lending, loan processing, data collecting, takes place in few minutes, that leads quick loan processing and disbursement reducing loan processing time to 90%.
Customer onboarding and Servicing
Loan Management system
Loan Origination module of our platform enables collection of KYC information from customers through Mobile, Web and mPOS access channels available for Agents. Customers can be onboarded through several channels available.
Once the customer’s loan request is processed post KYC verification and credit assessment, backend system will send a notification to the customer informing about the loan approval or rejection decision. The approved loan can be disbursed through self service (mobile/web) or assisted disbursal through agent.
System will send periodic repayment notifications to the customer through SMS/Email. Loan repayments can be through Self-Repayment or Assisted-Repayment. End Customer can repay the loan using Credit/Debit Cards, Wallet Account, Net Banking or any other.
Loan Management System is fully integrated with all relevant Cfrontend and backend core functionalities through rest API’s. The LMS provides the following core functionalities to service and facilitate the loan offerings as per the requirements of any partner or client organization-
• Partner/Bank Organization Setup
• Products Setup
• Account Management
Loan Operations comprises of Case Management System which the operations team uses to process the loan applications and Service portal which is used to configure the User management, system settings, scoring management etc..